Branch provides loans for up to 48 weeks with a monthly interest rate. Well, those living in Kenya, Tanzania, Nigeria, Mexico, and India can make use of Branch. Most services and apps on this list are focused on the US, but what if you are in a country not serviced by the likes of Brigit, Earnin, or MoneyLion? So yeah, this is how Earnin offers early access to your earnings.Īdditionally, Earnin allows you to set up alerts that notify you when your bank balance falls below $0-$400, which can help you be more efficient with your money. When your paycheck is direct deposited, Earnin deducts the amount that you’ve cashed out. You are allowed to choose how much to tip to Earnin, which may be even $0. What’s even better is that Earnin has no fees – no commissions or subscription costs.
With that, Earnin and similar apps can provide you with financial assistance in case you urgently need money right before your paycheck arrives.Įarnin allows you to cash out up to $100 per pay period. Earnin isn’t exactly a loan app – rather than provide loans for interest, it allows you to access your salary earlier than the payday.
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